SBI Net Banking : Personal Banking, Registration & Login

Users can carry out a variety of operations at any time from any location thanks to the State Bank of India’s Internet banking service. Several functions are available through net banking, including bill payment, establishing a fixed deposit, recurring deposit, or PPF account, transferring funds to loved ones, making requests for chequebooks, demand drafts, and so forth.

Geeky Takeaways:

Ownership	Government of India
Headquarter	Mumbai
Chairperson	Dinesh Kumar Khara
Established	1 July 1955
Customer Support Number	1800 1234

Features and Services of SBI Net Banking

Given below are the features and services of SBI Net Banking:.

1. Modify Profile: Customers can modify their profile information.

2. Modify Details of PAN Card: Account holders have the option of changing their Permanent Account Number (PAN) details.

3. Pay Bills: Online utility bill payments are available for several services, including mobile and telephone bills, electricity and gas bills, recharges for date cards prepaid DTH and more. Furthermore, online payment options extend to credit card bill payments and insurance premium payments. Payments to the National Pension Scheme (NPS) and Public Provident Fund (PPF) can also be processed with a few clicks.

4. Open Fixed Deposit: Online opening of fixed deposit and recurring deposit accounts is accessible for customers. Requesting a demand draft is possible through the portal.

5. Limits on Third Party Acess: Restrictions can be established for third-party transfers and demand drafts through the portal.

6. Access Bank Account Information Easily: The portal allows users to access their bank account information by logging in. Also, it is simple to monitor your previous ten transactions.

7. Access CIBIL Score: In addition, you are able to access your CIBIL score through this portal.

8. Fund Transfers: Fund transfers between and within banks are possible via the internet banking portal. A facility for international money transfers is available.

9. Open Trading and DEMAT Account: Opening a trading or demat account is possible. Enrollment in a Systematic Investment Plan (SIP) is possible.

Documents Required for SBI Net Banking

SBI online banking or net banking service does not require many documents. However, one must keep the following details handy during the registration process:

• Registered Mobile Number
• SBI Account Number
• CIF Number
• SBI Branch Code
• SBI ATM Card Information

How do you Activate SBI Net Banking?

The steps necessary to initiate the registration procedure for SBI Net banking are outlined as follows:

Step 1: First, browse to www.onlinesbi.com. Select ‘New User Registration‘ in the second step.

Step 2: Click the ‘OK‘ button.

Step 3: Select ‘New User Registration‘ from the drop-down menu.

Step 4: Click Next.

Step 5: Enter information including the savings account number, CIF number, branch code, country, mobile number, required facility, and captcha. Select the ‘Submit‘ button.

Step 6: Click ‘Confirm‘ after entering the One-Time Password (OTP) that was sent to your mobile device.

Step 7: Click ‘Submit‘ after selecting ‘I have my ATM card (via the internet registration without branch visit)’.

Step 8: Click ‘Proceed‘ after validating the ATM credentials.

Step 9: You will be asked to establish a permanent username and password.

Step 10: Click ‘Submit‘ after re-entering the login password. After doing this, registration is complete.

How to Log in to SBI Internet Banking?

In order to access SBI Net banking, please adhere to the following instructions:

Step 1: First, navigate to www.onlinesbi.com.

Step 2: Click ‘Login‘.

Step 3: Click ‘Continue to Login‘.

Step 4: Enter the username, password, and captcha in the fourth step.

Step 5: Click ‘Login‘.

How to Reset SBI Net Banking Login Password?

Step 1: Visit the SBI online banking portal.

Step 2: Please proceed to the login page and select the ‘Forgot Login Password’ link.

Step 3: A drop-down menu will be displayed for your selection. Select “Next” after clicking “Forgot my Login Password” from this page.

Step 4: You will be requested to enter your information, which may include, but is not limited to, your username, bank account number, date of birth, and mobile number. After entering these details, click “Submit.”

Step 5: After entering these credentials, an OTP will be sent to the registered mobile phone number you provided. This OTP must be entered at the location indicated on-screen.

Step 6: A drop-down menu containing options to establish a new login password will now be visible. Choose the “Change login password using profile password” option from this page.

Step 7: After entering the new password, retype it to verify it. You have completed yourself.

Step 8: After resetting your SBI Online Banking Password, you will be able to utilise the service using the new credentials.

SBI Net Banking Transaction Limits and Charges

Kind of Transaction	Per Day Limitation	Maximum Daily Limit	EasyPIN Overall Category Limit	Individual Total Daily Limit for EasyPIN	Applicable Fees/Charges
IMPS	Limit Per Transaction – ₹2,00,000	₹2,00,000	₹1,00,000	₹1,00,000	NIL
Quick Transfer	Limit Per Transaction : ₹10k; Per Day Limit : ₹25k Overall Daily Limit : ₹2,00,000	₹10,00,000	₹1,00,000	Limit Per Transaction : ₹10k; Per Day Limit : ₹25k	NIL
NEFT	₹10,00,000	No Limit	₹1,00,000	₹1,00,000	NIL up to ₹50,000  ₹50,000-₹1 lakh in excess of ₹50,000 – ₹0.20 per ₹1,000 for the excess amount. ₹1 lakh-₹1,29,000 – ₹10 + ₹0.50 per ₹1,000 in excess of ₹1 lakh. ₹1,29,000 & Above – ₹25 per transaction regardless of the transfer amount
RTGS	₹10,00,000	No Limit	₹1,00,000	Not Applicable	Every transaction costs ₹25, regardless of the amount.
UPI	₹1,00,000	₹1,00,000	₹1,00,000	₹1,00,000	NIL
Transfer Between Self Accounts	₹2,00,000	₹2,00,000	₹1,00,000	₹1,00,000	NIL
First 4-Day Transaction Limitations for a New Recipient	₹1,00,000	₹1,00,000	₹1,00,000	₹1,00,000	NIL
Transfer to Third Parties Within SBI	₹10,00,000	₹10,00,000	₹1,00,000	₹1,00,000	NIL

SBI YONO

The State Bank of India has introduced the mobile banking application YONO SBI to assist clients with all of their banking requirements. ‘You Only Need One’ (YONO) is a complete digital platform that enables connections with additional SBI services, including SBI Life Insurance, SBI Mutual Funds, SBI Credit/Debit Card, and more. Users can also transfer funds and make online payments for credit card and utility expenses using SBI YONO mobile banking.

How to Register for SBI YONO?

Access to the SBI YONO mobile application is provided to all customers of SBI. The registration procedure to set up a YONO SBI bank account is as follows:

Step 1: The SBI YONO mobile application can be downloaded from Google Play Apps Store/ IOS Store.

Step 2: Use the registered mobile number to log in to the application once it has been downloaded. The OTP needs to be submitted for verification.

Step 3: For security purposes, consumers are required to generate a 6-digit PIN or MPIN after logging in.

Step 4: The user may access the YONO application using the newly generated mPIN.

How to Withdraw Cash Using YONO SBI from SBI ATM?

Using the SBI YONO app, SBI account holders may also withdraw cash from the closest SBI ATM. The following describes the steps required to withdraw cash using YONO SBI:

Step 1: To access the YONO SBI mobile application, enter the six-digit MPIN.

Step 2: After selecting YONO Pay, navigate to the ‘YONO Cash‘ option. Submit a cash withdrawal request by inputting the YONO Cash PIN. Enter the amount and details of the transaction.

Step 3: An email containing a four-hour-valid verification code will be dispatched to the customer shortly.

Step 4: Visit the SBI ATM nearby and select the YONO cash option that is displayed.

Step 5: The previously generated verification code and the amount to be withdrawn must be entered.

Enter the YONO Cash PIN for transaction authentication.

Frequently Asked Questions (FAQs)

1. How secure is SBI Net Banking?

Answer:

SBI Internet Banking is indeed a secure and protected online banking platform. Users should also maintain the confidentiality of their username, password, OTP, and other credentials as a precaution. In addition, for security purposes, SBI has mandated that online banking passwords be changed every 365 days.

2. What is the SBI Online Banking Toll-Free Number?

Answer:

If you have any issues or concerns about Internet Banking or online banking, please call the SBI Toll-Free number 1800-112-211.

3. What should I do if I forget my SBI banking password after registering?

Answer:

If you lose or forget your SBI banking password, go to the SBI e-banking page and select ‘Forgot Username/Password’ to generate a new one. To generate a new login password, enter your account information, registration number, and date of birth.

4. Is there a mobile app for SBI Net Banking?

Answer:

Yes, SBI provides a mobile app called “SBI Anywhere Personal” for convenient access to net banking services.

5. What services can I access through SBI Net Banking?

Answer:

You can check your account balance, transfer funds, pay bills, open fixed deposits, request a checkbook, and more.

6. Are there any charges for using SBI Net Banking?

Answer:

SBI often provides basic net banking services free of charge, but some specific transactions or services may have associated fees.

7. Is it safe to use SBI Net Banking?

Answer:

Yes, SBI employs multiple security measures such as secure sockets layer (SSL) encryption and two-factor authentication to ensure the safety of your online transactions.

8. Can I link multiple accounts to a single SBI Net Banking profile?

Answer:

Yes, you can link multiple accounts to your net banking profile for easy management.

9. What should I do if I encounter issues with SBI Net Banking?

Answer:

Contact SBI customer support or visit your nearest branch for assistance. You can also use the helpline number provided on the official website.