ICICI Net Banking 2024 : Personal Banking, Registration & Login

Internet Banking is gaining huge popularity in India with every passing day. Net banking has made the life of customers easier as they have they are just a few clicks away from experiencing all the banking services at their continence. As of today, majority of the banks are offering net banking to their customers, apart from providing internet banking, banks are also providing other additional features like opening FD online, paying taxes, prepaid and postpaid mobile recharges, ordering cheque book, and doing much more using the online facility. Net banking has seen a huge surge after the demonetisation drive in 2016, when people started to adopt cashless and online payment methods, along with this the government’s digital push has contributed as well.

Ownership	Privately Owned
CEO	Sandeep Bakshi
Headquarter	Mumbai
Founded In	1994

Features and Services of ICICI Net Banking

1. Funds Transfer: The internet service of ICICI allows customers to make Fund transfers between and within banks. ICICI also provides a facility for international money transfers as well.

2. Checking Account Statement: Using the ICICI net services, customers can view and download their account statement and also go through the details of individual transactions.

3. Opening Fixed Deposit (FD): Nowadays customers are very much aware of the importance of investments, ICICI has provided a safe and secure internet platform to open a Fixed Deposit online without visiting their branch, using net banking opening FD is quicker and easier.

4. Applying for a New Chequebook: Customers can log in to there ICICI account and apply for a new chequebook online. Customers can apply for a new cheque book without facing the hassle of visiting the branch.

5. Applying for a New Debit Card PIN: ICICI Bank has brought the convenience of generating PIN, and enabling transactions and also the feature of increasing/decreasing limits using net banking.

6. Paying for Utilities: ICICI has made bill payments easy, several services are available online, including mobile and telephone bills, electricity and gas bills, recharges for date cards prepaid DTH and more. Furthermore, using ICICI net banking customers can also make credit card bill payments and insurance premium payments.

7. Applying for Loans: Customers can visit the ICICI website and secure instant loans by checking pre-approved loan offers. Loans are available within minutes by submitting basic details.

Documents Required for ICICI Net Banking

ICICI net banking service does not require many documents. However, one must keep the following details handy during the registration process:

• Registered Mobile Number
• ICICI Account Number
• CIF Number
• ICICI Branch Code
• ICICI ATM Card Information

How to Activate ICICI Net Banking?

Step 1: First, browse to https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.

Step 2: Click the ‘Login’ button and select ‘Personal Banking’

Step 3: Click ‘Get User ID’ to start the proceedings.

Step 4: A new screen will appear, where the user has to click on the ‘Click Here to Proceed’ button.

Step 5: Enter the existing bank account number and the registered mobile number with the ICICI account and then click ‘Go’

Step 6: After verifying the credentials the system will generate a user ID for the user’s account and the user will be able to view that on his/her account.

Step 7: Now the user will have to visit the login page again and click ‘Generate Password’.

Step 8: Now a new screen will show up and the user will have to click ‘Click Here to Proceed’.

Step 9: The user will be required to enter his/her User ID and click ‘Go’.

Step 10: The user will have to enter the mobile number registered with the account to receive the OTP.

Step 11: The user will be required to enter the received OTP and the system will generate a password to login to the net banking account

How to Log in to ICICI Internet Banking?

Step 1: The user will have to Visit the official website of ICICI’s internet banking portal at https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.

Step 2: Enter the user ID and password.

Step 3: Click the ‘Login’ button to access the ICICI internet banking account.

How to Reset ICICI Net Banking Login Password?

Step 1: Visit the ICICI net banking portal at https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.

Step 2: The user will have to click on the ‘Get Password’ option.

Step 3: Enter the user ID and click the ‘Go’ option.

Step 4: Now Enter the mobile number to receive the OTP and click the ‘Go’ option.

Step 5: Enter the OTP and click the ‘Go’ option.

Step 6: Create a new password and re-enter the new password for password confirmation. Click the ‘Go’ option.

Step 7: The user will be intimated via Email and SMS about the password change.

ICICI Net Banking Transaction Limits and Charges (Online)

1. IMPS

Transaction Limits/Timing	Account Number + IFSC	Mobile Number + MMID
Minimum	₹ 1	₹ 1
Maximum	₹ 5,00,000	₹ 10,000

2. NEFT

Transaction Limits/Timing	Between 01.00 hrs. – 19.00 hrs	Between 00.00 hrs – 01.00 hrs and 19.00 hrs – 00.00 hrs	On 2nd & 4th Saturday, Sunday & RTGS Holidays
Maximum	₹ 1	₹ 1	₹ 1
Minimum	₹10 lakh or ₹ 1crore (As per eligibility)	₹ 2 lakhs	₹ 2 lakhs

3. RTGS

Transaction Limits/Timing	Between 01.00 hrs. – 19.00 hrs	Between 00.00 hrs – 01.00 hrs and 19.00 hrs – 00.00 hrs	On 2nd & 4th Saturday, Sunday & RTGS Holidays
Maximum	₹ 1	₹ 1	₹ 1
Minimum	₹10 lakh or ₹ 1crore (As per eligibility)	₹ 10 lakhs	₹ 10 lakhs

ICICI Net Banking Transaction Limits and Charges (Offline)

Transaction Limit	NEFT Charges (At Branch)	RTGS Charges (At Branch)	IMPS
Amounts upto ₹10,000	₹ 2.25 + Applicable GST	NA	₹ 3.5 + Applicable GST
Above ₹10,000 and upto ₹1 lakh	₹ 4.75 + Applicable GST	NA	₹ 5 + Applicable GST
Above ₹1 lakh and upto ₹2 lakh	₹ 14.75 + Applicable GST	NA	₹ 15 + Applicable GST
Above ₹2 lakh and upto ₹5 lakh (Incl. ₹2 lakh for RTGS)	₹ 24.75 + Applicable GST	₹ 20+ Applicable GST	₹ 15 + Applicable GST
Above ₹5 lakh and upto ₹10 lakh	₹ 24.75 + Applicable GST	₹ 45 + Applicable GST	NA

Frequently Asked Questions (FAQs)

1. How secure is ICICI Net banking?

Answer:

ICICI Internet Banking is indeed a secure and protected online banking platform. Users should also maintain the confidentiality of their username, password, OTP, and other credentials as a precaution. In addition, for security purposes, ICICI has deployed 28-bit Secure Sockets Layer (SSL) encryption technology which is the best in category technology.

2. What is the ICICI toll free number?

Answer:

If you have any issues or concerns about Internet Banking or online banking, please call the ICICI Toll-Free number 1800 1080.

3. What should I do if I forget my ICICI banking password after registering?

Answer:

If a user forgets his/her ICICI banking password, go to the official website of ICICI and select ‘Get Password’ to generate a new one. Now enter the credentials and reset the password.

4. Does ICICI bank has any mobile application?

Answer:

Yes, ICICI bank has a mobile application by the name “iMobile Pay”, user can access net banking using smartphone

5. Can multiple accounts be linked to one bank profile?

Answer:

Yes, you can link multiple ICICI accounts to your net banking profile for easy management.

6. What services can a user access through ICICI Net Banking?

Answer:

A user can check account balance, transfer funds, pay bills, open fixed deposits, request a checkbook, and more.