Internet Banking is gaining huge popularity in India with every passing day. Net banking has made the life of customers easier as they have they are just a few clicks away from experiencing all the banking services at their continence. As of today majority of the banks are offering net banking to their customers, apart from providing internet banking banks are also providing other additional features like opening FD online, paying taxes, prepaid and postpaid mobile recharges, ordering cheque book and doing much more using the online facility. Net banking has seen a huge surge after the demonetisation drive in 2016, when people started to adopt cashless and online payment methods, along with this the government’s digital push has contributed as well.
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Private Ownership
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V. Vaidyanathan
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November, 2015
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Mumbai
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1800 10 888
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Features and Services of IDFC Net Banking
1. Applying for Loans: Customers can visit the IDFC website and secure instant loans by checking pre-approved loan offers. Loans are available within minutes by submitting basic details.
2. Opening Fixed Deposit (FD): Nowadays customers are very much aware of the importance of investments, IDFC has provided a safe and secure internet platform to open a Fixed Deposit online without visiting their branch, using net banking opening FD is quicker and easier.
3. Checking Account Statement: Using the IDFC net services, customers can view and download their account statement and also go through the details of individual transactions.
4. Funds Transfer: The internet service of ICICI allows customers to make Fund transfers between and within banks. IDFC also provides a facility for international money transfers as well.
5. Applying for a new Debit Card PIN: IDFC Bank has brought the convenience of generating PIN, and enabling transactions and also the feature of increasing/decreasing limits using net banking.
6. Applying for a New Chequebook: Customers can log in to their IDFC account and apply for a new chequebook online. Customers can apply for a new chequebook without facing the hassle of visiting the branch.
7. Paying for Utilities: IDFC has made bill payments easy, several services are available online, including mobile and telephone bills, electricity and gas bills, recharges for date cards prepaid DTH and more. Furthermore, using IDFC net banking customers can also make credit card bill payments and insurance premium payments.
Documents Required for IDFC Net Banking
IDFC net banking service does not require many documents. However, one must keep the following details available during the registration process:
- Registered Mobile Number
- IDFC Account Number
- Unique Customer Identification Code (UCIC)
- IDFC ATM Card Information or Loan account information
How to Activate IDFC Net Banking?
Step 1: The user will have to visit the official IDFC Internet banking page at https://www.idfcfirstbank.com/personal-banking/ways-to-bank/internet-banking-services.
Step 2: On the top-right corner, Click the ‘Login’ button. Select ‘login to Internet banking’.
Step 3: Now, the website will take you to a new page, click ‘New to Net Banking’.
Step 4: You will be redirected to the activation page. Enter the registered phone number linked to the bank account and the account number linked to your phone number. Click ‘Continue’.
Step 5: Now click ‘Generate Online password’ and click ‘Proceed.’ Enter the debit card number, ATM PIN, and the card expiry details to verify credentials with the bank.
Step 6: Click ‘Generate OTP’. A request ID and an OTP will be sent to your registered number.
Step 7: Enter all details on the next page and click ‘Confirm’.
Step 8: Create your new login ID and transaction password. Select the ‘Enable Transaction Facility’ option for making any transaction using IDFC bank net banking.
Step 9: Click ‘Confirm’ to finish the registration process.
Step 10: Now log in to the net banking portal with the help of this Customer ID and Login password
How to Log in to IDFC Internet Banking?
Step 1: The user will have to Visit the official website of IFDC’s internet banking portal at https://www.idfcfirstbank.com/personal-banking/ways-to-bank/internet-banking-services.
Step 2: Enter the registered phone number linked with the IDFC bank account.
Step 3: Click the ‘Proceed to Login’ button
Step 4: Enter the OTP with the Customer ID and password on a new page. Then, click on login.
How to Reset IDFC Net Banking Login Password?
Step 1: Log in to IDFC Net Banking.
Step 2: Click on “Generate Online password /Forgot Password”.
Step 3: The user will be redirected to a new page. Enter your Login ID and bank account number then Click ‘Continue’
Step 4: Now enter the details of IDFC Bank Debit Card Number, ATM PIN, and Registered phone number. Click ‘Continue’ to proceed.
Step 5: Now enter the OTP received on the registered mobile Number linked with the IDFC bank account.
Step 6: Now the website will ask to create a new login and transaction password. re-enter the password to confirm. The user will be intimated via Email and SMS about the password change.
IDFC Net Banking Transaction Limits and Charges
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₹1
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₹5,00,000
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₹1
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₹20,00,000
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₹2,00,000
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₹20,00,000
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Note: Majority of payment services are done free of cost by IDFC bank.
Frequently Asked Questions (FAQs)
1. How secure is IDFC net banking?
Answer:
IDFC Internet Banking is indeed a secure and protected online banking platform. Users should also maintain the confidentiality of their username, password, OTP, and other credentials as a precaution. In addition, for security purposes, IDFC has deployed 28-bit Secure Sockets Layer (SSL) encryption technology which is the best in category technology.
2. What is the IDFC toll free number?
Answer:
If user have any issues or concerns about Internet Banking or online banking, please call the ICICI Toll-Free number 800 10 888
3. What should I do if I forget my IDFC banking password after registering?
Answer:
If a user forgets his/her IDFC banking password, go to the official website of IDFC and select “Generate Online password /Forgot Password” to generate a new one. Now enter the credentials and reset the password.
4. Does IDFC bank has any mobile application?
Answer:
Yes, IDFC bank have there mobile app, named IDFC FIRST bank: MobileBanking. Users can access net banking using smartphone
5. What services can a user access through IDFC Net Banking?
Answer:
A user can check account balance, transfer funds, pay bills, open fixed deposits, request a checkbook, and much more.
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