How to Add Credit or Debit Card in Google Pay?

Google Pay makes it easy to ditch your wallet and pay for things with just your phone. But before you can tap and pay, you need to add your credit card. This guide will walk you through the process, step-by-step, and address any potential issues you might encounter.

How to Add Your Credit or Debit Card?

1. Open the Google Pay App on your device.
2. Tap your profile picture in the top right corner.
3. Select “Pay with credit or debit cards”.
4. Tap “Add credit or debit cards”.
5. Choose your preferred method:
   • Scan your card using your phone’s camera (if supported).
   • Enter details manually by tapping “Enter details manually“.
6. Fill in the required information: Card number, expiry date, CVV, and billing address.
7. Review the details carefully and tap “Save”.
8. Accept the terms and conditions of your card issuer.
9. Choose your verification method: You’ll receive a one-time password (OTP) via SMS or email. Select the appropriate option and enter the code.
10. Tap “Submit”.

Once your credit or debit card is verified, it’s ready to use! You can find all your added cards in the “Payment methods” section of the Google Pay app.

Troubleshooting – Common Google Pay Credit Card Issues

• “Call Bank” Instead of Sms/email Verification: This means your contact information isn’t registered with your bank. Contact them to update your details.
• Unable to Locate Cards After Formatting Phone: Google Pay uses tokenization for security, so you’ll need to re-add your cards on your new device.
• Card is Grayed Out: This could be due to several reasons, including unsupported payment type, card being blocked, or peer-to-peer payment attempt (credit cards not supported). Contact your bank for assistance.
• Error Message: “Card Can’t Be Accepted”: Ensure you entered the correct information, check if your card is supported by Google Pay, and try again after some time. If the issue persists, contact your bank.

Tips for Credit or Debit Card in Google Pay

• You can set a default card for contactless payments.
• Credit cards cannot be used for peer-to-peer payments on Google Pay. Use UPI instead.
• Activate contactless payments on your card through your bank’s app or website if required.
• In case of lost device, contact your bank to deactivate your card and lock your phone using Android Device Manager.

By following these steps and keeping the additional notes in mind, you can easily add your credit card to Google Pay and start enjoying a more convenient and secure way to pay.