Google Pay To Soon Start The New Feature Of NFC Payment Mode In India

Synopsis – In order to launch this feature, Google Pay collaborated with Pine Labs and people who will have NFC on their smartphones on Pine Labs Android POS terminals will be able to use this feature across the country.

Google Pay is all set to get a tap-to-pay feature, which will enable the users to pay using UPI over an NFC connection. With increasing payments through the Google Pay application the company has thought of such Near-Field Communication (NFC).

However, Google Pay already had the option of Credit and Debit cards but now they are also planning to launch NFC, which will allow users to do payments with just the tap of their smartphones on the POS Terminal present on the card machines. Google Pay began using this feature, of NFC recently and with the help of this feature, Google is also hoping to bring the same to the mainstream market of India. 

During the announcement, Sajith Sivanandan Google Pay’s Business Head said,

Tap to Pay for UPI has profound implications for high traffic retail outlets, with queue management hassles poised to be greatly reduced, and taking digital payments at POS well beyond cards.

In order to launch this feature, Google Pay collaborated with Pine Labs and people who will have NFC on their smartphones on Pine Labs Android POS terminals will be able to use this feature across the country. As per the support page, if a user is registered with Google Pay NFC, they will only have to tap their phone on the payment terminal and their Google Pay will open automatically. To do the payment the user will only have to tap on ‘Proceed’ and confirm the payment. 

Reliance Digital was the first one that started the feature of tap-to-pay and now the feature has also been extended to Future Retail, Starbucks, and other few merchants across the country. Pine Lab also confirmed that they are working towards strengthening the UPI acceptance in India and also Chief Business Officer of Pine Labs, Kush Mehra, said, 

With Rs 8.26 lakh crore worth of transactions in just the month of December 2021, UPI has taken off in a big way in India. We believe this (collaboration with Google Pay) will further strengthen UPI acceptance in India and appeal to consumers, especially the youth population who have taken a liking for contactless and digital payments,”

Doing payments with NFC has many benefits over the normal UPI mode, which requires scanning of QR code, whereas NFC can be used directly just by tapping on the machine. 

Although Unified Payments Interface is one of the leading modes of payments in India, if you do not have a QR code or UPI address, this payment mode will not work, on the other hand for using NFC you only need a smartphone. But the feature will only work if the user is registered to NFC and if not they will have to continue with the UPI method. 

How To Use NFC For Google Pay?

The user who wants to use NFC with Google Pay must be registered or have an account on Google Pay along with the NFC chip. In order to start the use of an NFC chip, the users will have to tap and turn on the chip to start payment mode. For easy understanding, here are the steps which can be followed to use the function: 

1. Unlock your mobile phone
2. Take your phone near the payment terminal and hold it close to the device
3. Upon doing that Google Pay will open automatically
4. Now enter the amount in the appeared window
5. Click on confirm.