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Top 10 Career Options After 12th Commerce 2024

Last Updated : 26 Dec, 2023
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Commerce can lead to several fascinating job prospects and employment opportunities. In the expansive and expanding subject of Commerce, there are an enormous number of exciting career options. And it is not a requirement that all successful professions require mathematics as a subject beyond the 12th grade. In fact, there are a similar number of career prospects that are open for those who have taken or are planning to take courses after 12th-grade commerce without math. Let’s take a look at some of the best ones and how you might begin investigating them:


Best Career Options in Commerce After 12th (with Maths)

Among all the students who have chosen commerce as a stream in their 12th have two options to choose from. The first one is doing their 12th in Commerce with Maths as an extra paper. Choosing maths as an extra paper in 12th commerce opens a lot of options for them in their higher education. The below-listed career opportunities do not certainly require maths as an extra paper in 12th commerce but are more suitable for individuals who have chosen maths in their 12th commerce.

1. Chartered Accountant (CA)

Accountancy may be your calling if you are analytical, have great reasoning skills, and are good with numbers. As a chartered accountant, you can take on a wide range of duties and responsibilities, including financial analysis and reporting, budget management, review and auditing, tax counselling, and so on.

2. Investment Banker

For many years, investment banking has been one of the most sought-after careers. This is a high-risk job that requires a significant time commitment. You will be assisting a wide range of clients, from governments to enterprises and organizations, in raising funds and completing mergers and acquisitions.

3. Chartered Financial Analyst (CFA)

A chartered financial analyst (CFA) is one of the most prestigious career possibilities in finance, and the certification is recognized globally once granted by the CFA institute to the candidate. To become a charter holder, candidates must pass three extremely rigorous exams, have a bachelor’s degree, and have at least four years of relevant job experience.

4. Cost Accountant

As a cost accountant, you will be responsible for tasks such as cost estimation, budgeting, collection of data, setting up real-time inventory numbers, and so on. In a nutshell, you will assist businesses in ensuring that their money is well-planned and worthwhile by spreading cost-efficiency.

5. Company Secretary (CS)

A company secretary’s job might entail critical activities like counselling the board on legal, statutory, and regulatory requirements, as well as preparing corporate tax filings. The finest aspect of this career path is that any student from any stream can apply for the foundation program after passing their 12th-grade exams and passing the three phases of exams. This is certainly one of the great courses after 12th Commerce that pays well.

6. Research Analyst

One can want to be a research analyst in many fields, such as operations, economics, finance, and stock. You need a bachelor’s degree in a specific area of study, like economics, marketing, or finance, to work in this field. However, after a few years of experience, a Master of Business Administration (MBA) course can also help your career.

7. Financial Advisor

Personal financial advisors are professionals in the field of finance who provide assistance to individuals in achieving their financial objectives, both in the short-term and long-term. The advice provided by professionals can encompass a wide array of topics, including property investments, taxation, insurance, and retirement planning. In order to achieve success, personal financial advisors must possess an in-depth knowledge of investment markets and demonstrate a knack for identifying optimal stocks, bonds, or funds for their individual customers.

8. Actuary

Individuals who possess a strong aptitude for mathematics, statistics, and business management possess the potential to readily enter this particular area and generate significant value within the realm of business. The daily tasks may encompass the application of financial modelling techniques and risk analysis methodologies to evaluate potential property loss, disability, or other foreseeable challenges that could potentially affect the organization. The profession of actuary is widely regarded as a highly esteemed vocation within the field of commerce, offering a multitude of opportunities for individuals seeking a diversified range of professional experiences. Moreover, actuarial work provides practitioners with the advantageous option of pursuing either independent endeavours or affiliating themselves with well-established organizations, so affording them a considerable degree of flexibility in their career paths.

9. Cost and Management Accountant (CMA)

CMA is an internationally recognized professional certification for accounting and business professionals. By enhancing the four pillars of expertise — Strategy, Management, Regulatory Framework, and Financial reporting — it prepares commerce students to become business executives of the future. As a CMA, one is required to provide professional services in investment planning, profit management, and the overall managerial decision-making process in service and manufacturing industries.

10. Data Scientist

Data science is an excellent career option for mathematics majors because it involves strong problem-solving skills. The demand for individuals with data science expertise has increased significantly over the past few years. It is a relatively new and lucrative discipline.

Best Career Options in Commerce after 12th (without Maths)

The second option is doing their 12th in Commerce without Maths as an extra paper. The majority of options are still available for all the individuals who have not chosen maths as an extra paper in their 12th commerce. The below-listed career opportunities are not only for individuals who have maths as an extra paper in 12th commerce but are more suitable for individuals who have not chosen maths in their 12th commerce.

1. Marketing

After completing the twelfth grade, commerce students can seek entry-level marketing positions and opportunities to acquire experience to eventually advance in their field. There are numerous marketing positions available with small businesses, particularly in the field of digital marketing, which is on the rise. An MBA in marketing is also helpful to have a rock solid career in marketing after doing graduation.

2. Journalism and Mass Communication

Students may elect to pursue this career path, which teaches them about the nation’s most recent economic developments. After completing this course, candidates can readily find employment in a variety of print and digital media channels in the country and abroad.

3. Hotel Management

Hotel management is another of the highest-paying professions for business students. Hotels play an important role in travel and tourism and have a substantial impact on national and international economies. One of the most sought-after specializations for commerce students offers many of the highest-paying positions, with or without math.

4. Entrepreneur

Entrepreneurship is one of the exciting job prospects for commerce without mathematics. Entrepreneurship entails a variety of processes, from the conceiving of the business idea to its actualisation. Starting a business from the beginning is extremely difficult. To be a successful entrepreneur, a person must be extremely active, and risk-taking, possess leadership abilities, and be creative. It is one of the most challenging yet rewarding career options available to Commerce majors without a math background.

5. Psychologist

The discipline of psychology is concerned with comprehending the human psyche and how it influences behaviour. A psychologist diagnoses and treats a wide range of mental, emotional, and behavioural disorders. Some psychologists work in settings such as schools/universities, academic institutions, and research facilities, while others work in hospitals, corporations, rehabilitation centres, and private practice. These career options increase the variety of options and scope for Commerce without Maths after 12th grade.

6. Fashion Designing

With the expansion of education in India, various new fashion design courses have emerged. These are not fundamental courses, but rather specialize in textile, jewellery, and footwear design, among others. A bachelor’s degree in fashion designing is required to become a fashion designer. You can enrol in this course after completing 10+2. Many institutions offer a variety of short-term courses designed specifically for students with advanced degrees in fields other than fashion design who are interested in taking fashion design courses.

7. Teaching

Teaching subjects that do not involve mathematics may not require a mathematics background, and this is a very rewarding career option that allows you to engage with students and influence their futures. The opportunity to contribute to society is an added benefit of this line of work, and students aspiring to become teachers can pursue bachelor’s degrees in humanities, commerce and business.

8. Travel and Tourism

Tourism is an industry that has experienced significant growth since the advent of globalisation, and employment prospects and opportunities in the travel and tourism sectors have increased proportionally. Graduates with skills are in high demand in the tourism industry and related disciplines, making tourism jobs lucrative and promising for advancement.

9. Foreign Trade

To study foreign trade, students can opt for a bachelor’s in Foreign Trade (BFT). The BFT course emphasizes on aspects and factors that influence international commerce and market forces. This course examines the fundamentals of logistics, supply chain management, export, import, and trade policies. Candidates who finish the course can find employment opportunities in both the public and private sectors.

10. Lawyer

Students without math skills can become lawyers. To pursue a career in the legal field, an LLB degree is essential. In India, a Bachelor of Law is required for admission to a legal practice court. If you master interpersonal ability, analytical skills, and a comprehensive comprehension of legal principles, becoming a lawyer becomes more accessible for business students. A lawyer’s duties include providing legal advice, drafting legal documents, and advising clients on wills, contracts, and real estate transactions.

How to Choose the Right Course After 12th Commerce?

Before starting the commerce area, you should be informed of the many courses available after 12th commerce. Knowing about the various possibilities accessible makes it easier to identify and narrow down the area you want to enter. You have a plethora of options and opportunities open to you. Developing the necessary skill set will help you land your ideal career.  To choose the right career do the following :

1. Identify Your Desire to Choose a Related Course

The first step in selecting the correct course is determining your true interest. It is in management, and you can pursue an MBA. If you enjoy accounting-related work, CA may be a good fit for you. Begin with a self-evaluation. Consider your interests, passions, and long-term job objectives. Consider what you like to do in your spare time and what themes or activities truly interest you. Determine why you want to work in business. Is it because you are passionate about economics, business, finance, or other fields? Are you interested in working in finance, accounting, marketing, or another specific field?

2. Examine the Syllabus and Subjects

Examining the curriculum of the selected course is the next stage in subject or course selection. This assists in determining whether you will be able to manage the subject matter of the intended course. Investigate the various commerce-related courses and programmes offered at universities or institutions. Examine the syllabus for each programme to learn more about the themes and topics addressed. Consider whether these topics are relevant to your hobbies and professional ambitions.

3. Examine the Best Commerce Course, Eligibility, Course Duration, and Fees

Lastly, you need to also check the eligibility, fee structure and duration of the course you wish to pursue. This helps in finding whether you are financially ready to pursue the course. Explore the various commerce courses available and select the finest ones that match your interests as well as your career objectives. Consider criteria such as the reputation of the institution delivering the course, the experience of the professors, and the availability of resources and facilities. Check the eligibility criteria to confirm you meet the entrance requirements. Set conditions, such as a set minimum GPA or standardised test results, may apply to some programmes. Examine the duration, as the length of different programmes may vary. This can have an impact on the amount of time and money needed to finish your degree.

Frequently Asked Questions (FAQs)

1. What career can I choose by opting for commerce with maths stream?

There are various career options for students opting for commerce with maths stream. E.g., Chartered Accountant (CA), Investment Banker, Chartered Financial Analyst (CFA), Cost Accountant, Company Secretary (CS), Research Analyst, Financial Advisor, Actuary, Cost and Management Accountant (CMA) and Data Scientist

2. What career can I choose by opting for commerce without maths stream?

There are various career options for students opting for commerce without maths stream.  e.g. Lawyer, Foreign Trade, Travel and Tourism, Teaching, Fashion Designing, Psychologist, Entrepreneur, Hotel Management, Marketing and Journalism and Mass Communication

3. Is Chartered Accountancy exam tough?

Yes, the CA exam is a challenging, as it requires years of intensive study and practical experience. However, with proper instruction and planning, you can pass this examination.

4. What are the various commerce specializations available to students?

Commerce offers a variety of specialisations that appeal to various business and economics-related aspects. Finance and Accounting, Advertising, Leadership and Management, Human Resources, Economics, International Commerce, Entrepreneurship, Supply Chain Management, Business Data Analysis, E-commerce and Digital Marketing, Banking and Financial Services, Risk Assessment and Insurance, Real Estate Management, Tourism and Hospitality Management, and Retail Management are some of the most important specializations in the field of commerce.

5. Why do students opt for commerce in Class 12th?

It is widely known that successful commerce and trade are critical to a country’s economic progress. After completing a commerce course after class 10, a student has numerous job options such as Chartered Accountant, Company Secretary, Business Management, Accounting, and so on.

6. What is the duration of CA course?

The minimum duration for pursuing CA is 3-5 years.

7. What are some of the potential career paths available to B.Com. graduates?

Bachelor of Commerce is a course that encompasses disciplines such as finance, accounting, banking, economics, and tax legislation, giving B.Com, students a wide range of prospects. B.Com. graduates have the potential and knowledge to work in a variety of firms as Chartered Accountants, Fund Managers, Company Secretaries, Bankers, Financial Risk Managers, and so on. They can also pursue advanced postgraduate degrees such as an MBA or an M.Com.

8. How to become a Chartered Accountant (CA)?

A Chartered Accountant oversees budgets, files audits, plans risk and taxes, creates financial statements, and offers financial advice. The road to becoming a CA is not an easy one. It necessitates a great deal of effort, planning, and expertise in accounting, auditing, tax administration, and so on. To finish the race, one must go through four phases. The CPT (Common Proficiency Test) is the first step, in which candidates are tested on accounting, numerical aptitude, commercial laws, and general economics. Following the CPT, candidates must take the IPCC, which comprises of seven papers. They then move on to articleship. Candidates must have three years of hands-on experience working for a firm. The ultimate stage is to successfully complete the final CA exam.

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