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How to Get a Paypal Card?

Last Updated : 05 Apr, 2024
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PayPal, the giant in online payments, offers more than just a way to send and receive money. The PayPal Debit Card (PayPal Cash Card) is a convenient tool that links directly to your PayPal balance for seamless spending, ATM withdrawals, and even cash-back rewards. Here’s your simple guide on how to obtain one.

What is a PayPal Card?

The PayPal Debit Card is a Mastercard-branded debit card that draws funds directly from your PayPal balance. This means it’s not a credit card, and you can only spend what you have readily available in your PayPal account.

Types of PayPal Cards

Choose the card that suits your needs:

PayPal Cash Card

PayPal Business Debit Mastercard

The standard debit card for personal accounts.

Offers 1% cashback rewards and is best suited for business accounts.

Benefits of Using a PayPal Card

  • Convenience: Shop online or in physical stores anywhere Mastercard is accepted.
  • ATM Access: Withdraw cash at ATMs worldwide.
  • Cash Back Rewards: Earn 1% cash back on eligible purchases with the PayPal Business Debit Mastercard.
  • No Credit Check: Since it’s a debit card, there’s no credit inquiry.
  • Budgeting: Stay within your means as you spend only what’s in your PayPal balance.

How to Apply for a PayPal Debit Card?

  1. You’ll need a PayPal account with a linked bank account or established balance from received funds.
  2. Visit the PayPal website and log in to your account. Look for the “PayPal Debit Card” or “PayPal Cashback Mastercard” section (usually found within the wallet area). Click “Get the Card” and follow the application instructions.
  3. Your physical card will arrive in the mail within 7-10 business days.
  4. Wait for Applications Approval and this will typically approved quickly.
  5. Fill in your personal details, including your address and Social Security number for verification purposes.

Notes: You can start using your PayPal Card online even before your physical card arrives. There is normally no fee for the PayPal Cash Card, although certain ATM withdrawals may incur charges.

If you’re a frequent PayPal user, getting a PayPal Debit Card streamlines how you use your available funds. Expand your spending and cash access possibilities while unlocking potential rewards!


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