The UPI PIN, a 4 or 6-digit number, acts as your security key for UPI transactions on Google Pay. You use it when adding new payment accounts or making transactions. This guide will explain how to change or reset your UPI PIN in Google Pay, whether you’re using an Android or iPhone/iPad.
How to Change your UPI PIN?
- Open the Google Pay app on your device.
- Tap on your profile picture in the top right corner.
- Select “Bank account.“
- Choose the bank account for which you want to change the PIN.
- Tap the three dots icon and select “Change UPI PIN.“
- Enter your current UPI PIN.
- Create a new UPI PIN (remember it for future transactions).
- Re-enter the new UPI PIN for confirmation.
Entering the wrong UPI PIN 3 times will block transactions. Reset your PIN to use UPI again immediately, or wait 24 hours.
How to Reset your Forgotten UPI PIN?
- Launch the Google Pay app on your phone.
- Tap on your profile picture in the top right corner.
- Select “Bank account” from the menu.
- Choose the bank account for which you want to reset the UPI PIN.
- Tap on “Forgot UPI PIN.”
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Select your preferred method for resetting the PIN:
- Debit Card: Enter the last six digits of your debit card number and expiry date.
- Aadhaar Card: Ensure your Aadhaar card is linked to the same mobile number registered with your bank account. Then, enter your Aadhaar card details.
To reset your UPI PIN, have your debit card or Aadhaar card ready for verification.
Tips for UPI PIN
- Never share your UPI PIN with anyone, not even close family or friends.
- Avoid using easily guessable PINs like birthdays or anniversaries.
- Be cautious of phishing attempts that try to trick you into revealing your UPI PIN.
By following these steps and keeping these reminders in mind, you can easily change or reset your UPI PIN on Google Pay and ensure secure transactions.
FAQs
Can I change my UPI PIN using internet banking?
No, changing or resetting your UPI PIN is currently not possible through internet banking. You can only do it through the Google Pay app itself.
What if I don’t have my debit card details or a linked Aadhaar card?
If you don’t have either option for resetting your PIN, you’ll need to contact your bank directly. They can guide you through alternative methods for regaining access to your UPI account.
How often should I change my UPI PIN?
It’s recommended to change your UPI PIN periodically, similar to how you would change passwords for other online accounts. While there’s no set timeframe, consider changing it every few months or whenever you suspect a potential security breach.