Generating your SBI credit card PIN is a simple process that can be done through various methods. This guide will walk you through the steps involved in each method.
What is an SBI Credit Card PIN?
Your SBI Credit Card PIN is a 4-digit number used for authentication when making transactions. It acts as a security measure and should never be shared with anyone.
How to Generate SBI Credit Card PIN?
1. How to Generate SBI Credit Card PIN using SBI Chatbot ILA
- Go to the SBI Card website and click on “Ask ILA” in the bottom right corner.
- Select “Login” and enter your User ID and Password.
- Ask “How do I generate transaction PIN for my credit card?“.
- Click on “Update PIN” and enter the OTP received on your registered mobile number.
- Enter your new PIN twice and click on “Update PIN“.
2. Generating SBI Credit Card PIN for Add-on Card through Chatbot ILA
- Go to the SBI Card website and click on “Ask ILA” in the bottom right corner.
- Select “Login” and enter your User ID and Password.
- Select “Add-on Card” after asking “How do I generate transaction PIN for my credit card?“.
- Follow the remaining steps (Update PIN, enter OTP, set new PIN) as mentioned in point 1.
3. Generating SBI Credit Card PIN through SBI Card Mobile App
- Login to the SBI Card Mobile App.
- Go to “Services” and click on “Manage PIN“.
- Select the card for which you want to change the PIN.
- Click on “Generate OTP” and enter the received OTP.
- Enter your new PIN twice and click “Submit“.
4. Generate SBI Credit Card PIN through Net Banking
- Go to the SBI Card website and log in to your account.
- Click on “My Account” and then “Manage PIN“.
- Select the card for which you want to change the PIN.
- Click on “Generate OTP” and enter the received OTP on your registered mobile number.
- Enter your new PIN twice and click “Submit“.
5. Generate SBI Credit Card PIN through IVR
- Call the SBI Card customer helpline number – 1860 180 1290 / (STD) 39 02 02 02.
- Select your preferred language.
- Choose option “6” to generate PIN.
- Enter your 16-digit SBI card number, Date of Birth, and card expiry date.
- Enter the 6-digit OTP received on your registered mobile number or email address.
- Enter your new 4-digit PIN and confirm it again.
- You will receive a confirmation message on successful PIN generation.
6. SBI Credit Card PIN Generation for Add-on Card via IVR
- Call the SBI Card customer helpline number – 1860 180 1290 / (STD) 39 02 02 02.
- Select your preferred language.
- Enter the details of the primary credit card user (card number, DoB, expiry date) instead of your own.
- Enter the OTP received on the primary cardholder’s registered mobile number or email address.
- Set your new PIN and confirm it.
- You will receive a confirmation message upon successful PIN generation.
7. Generating SBI Credit Card PIN through ATM
- Visit any SBI ATM and insert your credit card.
- Select your preferred language.
- Choose the option “Create PIN using OTP“.
- An OTP will be sent to your registered mobile number.
- Enter the OTP and create your new PIN.
- Re-enter the PIN and submit your request.
- Your PIN will be generated successfully.
Remember, the steps to change your SBI credit card PIN are the same as the steps for generating a new PIN.
Tips to Ensure Security of Your SBI Credit Card PIN
- Never share your PIN with anyone, not even SBI personnel.
- Avoid writing your PIN anywhere.
- Only use secure websites when entering your PIN online.
- Ensure your credit card is swiped in your presence at physical stores.
- Don’t save your credit card details on websites.
- Regularly review your credit card statements for unauthorized transactions.
Other SBI Services:
By following these simple steps, you can easily generate or change your SBI credit card PIN and ensure the security of your financial information. Remember to prioritize security by following the recommended tips and being vigilant about potential fraudulent activities.
Frequently Asked Questions (FAQs) on SBI Credit Card PIN Generation
What to do if I lose my SBI credit card?
Immediately block/hotlist the card through various methods available on the SBI website or by contacting customer care.
Can I use the same PIN for both my primary and add-on cards?
It’s advisable to use different PINs for increased security in case of a lost or stolen card.
What to do if I notice a fraudulent transaction?
Immediately inform your credit card provider and consider hotlisting the card if necessary.
Why do I need to change my PIN regularly?
Regularly changing your PIN is an added security measure to prevent unauthorized access.
Are CVV and PIN the same?
No. CVV is a 3-digit code on the card’s back, while the PIN is a 4-digit code you set for transactions. PIN is typically required for offline transactions, while CVV is used for online verifications.