10 Best Google Pay Alternatives in 2024 (Free)

The world of online payment apps changes fast. But right now, there are 10 great options like Google Pay that are free to use. Just remember to check if they’re still around, what they offer, and if they work where you live.

1. PayPal

PayPal is a free Google Pay alternative that enables users to safely send and receive money. It provides services to meet a variety of financial demands for people, companies, including businesses.

Features

It provides the safe and fast transfer of payments to friends, family, and businesses.
Users can receive their payments by just entering their PayPal email address.
PayPal is available on both iOS and Android devices.

Pros	Cons
It provides high security to protect against fraudulent transactions. It is easy for customers to make purchases both online and offline through the use of PayPal.	It might impose fees on some transactions, particularly those related to business or international transfers. Fraud transactions and disputes between buyers and sellers can present difficulties for users.

Pricing

Free

Link: https://www.paypal.com/in/home

2. Amazon Pay

It is a free Google Pay alternative that provides easy and secure transactions with Amazon Pay, for customers who feel comfortable and trust the Amazon brand. Amazon Pay is a digital wallet service offered by Amazon, one of the biggest online retailers in the world.

Features

Customers can make purchases with Amazon Pay by using their phones.
Multiple currency transactions are supported by Amazon Pay, which makes it easy for customers to shop.
Consumers have faith in the company, and they feel more comfortable using Amazon Pay when making purchases.

Pros	Cons
Users can easily shop for anything online from any place. Its customer support and user feedback engage users to trust them.	It requires an internet connection for better performance. Amazon Pay requires users to have an Amazon account to continue with online purchases.

Pricing

Free

Link: https://www.amazon.in/amazonpay/home/

3. PhonePe

PhonePe is a free Google Pay alternative. It was developed by the National Payments Corporation of India (NPCI) and allows users to perform more transactions from their app, such as online shopping, bill payment, mobile recharge, bank transfers, and so on.

Features

The UPI system is closely linked with PhonePe.
Users can pay electricity bills, mobile recharges, DTH recharges, and more.
Its splitting bill features help users to share among expenses.

Pros	Cons
It is available on both iOS and Android devices which makes it easy to use. It uses strong security methods like multi-factor authentication, encryption, and transaction limitations.	PhonePe depends on internet access, which can be difficult in places with poor network coverage. With the availability of other digital payment options in the Indian market, PhonePe constantly adapts to stay one step ahead of its competitors.

Pricing

Free

Link: https://www.phonepe.com/

4. Paytm

Paytm is another free Google Pay alternative present in India, offering a wide range of financial services. It initially started as a mobile recharge and bill payment platform. But now includes several features like digital wallets, online shopping, ticket booking, etc.

Features

It offers a digital wallet that enables users to safely store cash and pay when needed.
Customers can easily reserve tickets for events, movies, airlines, trains, buses, and other services with the Paytm app.
Frequent cashback rewards, discounts, and promotional deals offered by the site attract users to do more transactions.

Pros	Cons
Users can get a scratch card after every successful transaction. It gives users reminders to pay the bill or rent.	Users may find some transaction fees that could apply to some transactions, like loading a wallet or making bank transfers. It depends on internet connection which can be difficult in places with poor network coverage.

Pricing

Free

Link: https://paytm.com/

5. Apple Pay

Apple Pay is another free Google Pay alternative. It keeps your cards safe and makes secure transactions on your Apple devices. It allows users to pay online and offline using the iPhone, Apple Watch, iPad, and Mac with the highest level of protection and privacy.

Features

The level of security is amazing with Apple Pay.
Accepted by millions of websites and apps.
It supports transactions in multiple currencies making it useful for users who are traveling abroad.

Pros	Cons
Apple Pay enables consumers to make payments with a single tap and improves the payment experience. Tokenization and biometric authentication are two elements that Apple Pay offers to improve security.	It is available only on iOS devices. Apple Pay requires NFC capability-supported Apple devices.

Pricing

Free

Link: https://www.apple.com/apple-pay/

6. Samsung Pay

Samsung Pay enables users to securely pay with a variety of businesses using your Samsung device. It enables contactless payments to be made with appropriate Samsung smartwatches and phones. Samsung Pay is an adaptable and efficient mobile payment option that works with a variety of payment methods. It is another free Google Pay Alternative present.

Features

Users can earn points for every purchase made using the app.
The security of Samsung Pay is powered by Knox.
Make purchases from your device with just a single tap.

Pros	Cons
Works with both iOS and Android devices It offers users rewards points, cashback incentives, and exclusive deals for using the service.	Transaction limitations may be imposed on Samsung Pay payments by certain businesses. Payments cannot be sent from person to person.

Pricing

Free

Link: https://www.samsung.com/in/samsung-pay/

7. BHIM

BHIM is another free Google Pay alternative regarded as one of the greatest online payment apps in India. The National Payments Corporation of India (NPCI) established the UPI concept with the launch of the Bharat Interface for Money (BHIM) to meet the Indian market needs.

Features

It comes in multiple languages for its Indian customers.
Offers a simple setup process to send and receive money.
Pay by scanning the QR code through Scan & Pay.

Pros	Cons
It is a Simple, secure, and lightweight app. You can use The BHMI without requiring an internet connection.	The app generates slow opt. You can’t use the app if your number is not registered with the bank.

Pricing

Free

Link: https://www.bhimupi.org.in/

8. Venmo

Venmo is another free Google Pay alternative present in India. Venmo is a mobile payment service that makes paying friends and family members easier. immediately sending and receiving money makes it perfect for splitting bills, making rent payments, and sending gifts.

Features

It is possible to set up automatic payments for bills and rent.
Within the app, users may purchase, sell, and hold cryptocurrencies.
Able to purchase online or in-store from the brands you like.

Pros	Cons
Shop at your favorite merchant using the Venmo app. Offers a Debit and Credit card for seamless payments.	Venmo might be the target of fraud and scams. For credit card purchases and quick transfers, there is a cost.

Pricing

Free

Link: https://venmo.com/

9. Freecharge

Freecharge is another free Google Pay alternative. There are more than 100 million users of the popular payment app Freecharge from Axis Bank in India. For smooth transactions, it accepts several payment options, including cards, UPI, and wallet apps.

Features

Accepts payment methods via BHIM and UPI
Applies no transaction fees or payment charges to UPI payments.
It has a special chat and pay feature that lets users pay over a chat window.

Pros	Cons
Quick and simple payments with QR codes It provides businesses with 24/7 Free money transfers.	Its customer service chat support is a bit slow. For the electricity bill, there is a minimum fee for making the payment.

Pricing

Free

Link: https://www.freecharge.in/

10. CRED

Cred is another free Google Pay alternative. CRED was developed to handle credit card payments. In addition to sending money and paying bills, you can send money, scan and pay offline, quickly manage credit cards, and get special benefits.

Features

It offers a quick loan for an emergency backup.
Earn cashback on each credit card payment you make.
Use the CRED application to check your credit score for free.

Pros	Cons
You can get cashback by paying credit card bills. Provides a feature to add more than one card.	It imposes high transactional costs. It sometimes offers slow payments due to weak internet connectivity.

Pricing

Free

Link: https://cred.club/

Conclusion

Users can download several free Google Pay alternatives each with special features and advantages to support users for paying seamless transactions anywhere in India. You can get different rewards, cashback, and exciting deals by using different apps. People can choose different apps according to their choices. You require an internet connection to use the free Google Pay alternatives. If you don’t have your registered number linked with your bank you can’t use these apps.